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International Passive Income - start building yours today! "The International Passive Income Newsletter" Passive Income Blog Archive for February 2010
Active member and subscriber circulation: 4720
If you wish to be informed when this Blog is updated, please subscribe for free here Contents: Aballong arbs program - currently closed to new members and new funding. Spam e-mail warning - invite into off-line program run by well known review site. GNI update - some withdrawals are delayed. Aballong arbs program - currently closed to new members and new funding. Aballong closed their doors to new members and new funds as they said they would just after midnight GMT last night. I know a lot of you managed to get in (260 joined under me) but more than a third of you didn't manage to get funded in time. I apologise for that as I just didn't give you enough warning on this one. Aballong issued the following update this morning: Martin and I want to inform you, that we removed the deposit and registration link from our site, until we feel more comfortable to accept a second pool investment. There is no start date at the moment for this second pool, and we will open this option only when we find a quicker way to send money between accounts and bookies. So as of this day, you as an investor earn, but you cannot reinvest or invest new amounts for now. Please do also not send us support request about this, we were announcing our maximal pool, and we even allowed a little more as planned. To be still fair, we do not remove the members who might sign up within the last 24 hours and was not able to invest yet. You will keep your account and have the opportunity once we open the second pool. Martin and I want to take this opportunity to say big thanks to all the investors and the referrals you did direct to our site. Our Top three referrals are on the stats in our aballong start page, and we will credit them when we start the next pool with a special thank you amount as an investment. Many support requests were sent to us, asking if we could pick an official forum to talk about aballong, and we chose and say thank you to Lea for her effort and picked her forum where Martin and I will post and update you on any question or decision to open a second pool. The link to her forum is: http://flaxtalk.com We got also a few questions about the betting points showing up in your backend of the member area, you will be able to trade points for money during the second pool, we will have a detailed site about the point in your member area before we open the site for the second pool. But I like to remember you, there is no starting date for this pool in our mind. Martin and I will update the bets in your Member area, just as we did in the past, so you can still follow where your money is generating your gains. Aballong looks to be well set up now with their first arbs pool, they are paying out daily and withdrawals are being paid virtually instantly. I will of course give you all more warning when they set up their second pool! Spam e-mail warning - invite into off-line program run by well known review site. I received an e-mail this morning from Paul Abramson of Money Online News about a new private off-line investment platform that he was starting. It didn't look quite right to me, so I went to Paul's site at http://money-news-online.com/blog/ to see if it was mentioned. Here's what Paul said on his site: Hi everyone! Before we get to tonight’s news I’d like to warn you all about a particular spam e-mail that has been circulated by somebody claiming to be me. This mail claims that I have opened an “offline HYIP” and is soliciting money from people. Please be aware that this
mail did NOT come from me! Yes, I have seen it and I am aware of what it looks
like. But I can assure you it’s just a clever trick to mask the original source
of the mail and make it look like it comes from me. It doesn’t. It comes I am
sure from either an existing or a previous HYIP admin. I have never had any
involvement with the running of any HYIPs and am telling you now that I will
also never have any involvement. I will also NEVER ask my readers for money. If
anybody says differently then they are trying to scam you. This is a serious
attempt at criminal fraud and if you give this person any money then you will
receive one simple guarantee – that you will never see that money again! I have tried to answer as
many of you as possible here but as I have now put a warning about it on my
blog page I hope we can all consider this matter closed. But do be vigilant and
remember that if anybody claims to be me and asks you for money, don’t give it
to them! You have been warned! GNI update - some withdrawals are delayed. Updated Robert has produced a very long update today and members should have received a copy. If not, it is available in the GNI forum at http://www.gniforum.com Briefly, some withdrawals will not be paid by month's end, but they will endeavour to pay them as soon as they can. Robert covers the reasons for the delays. Robert has also added a new initiative 'a deposit repurchase scheme' aimed at both those who wish to take out more of their money, and for those that wish to increase their deposits in GNI. Any member will be able purchase deposits from another member, but I get the impression that GNI will take a 20% cut from the seller, which will help boost GNI's funds. Private deals are outlawed. This may be attractive to sellers as they can at least get 80% of their funds out quickly, but I don't really see the attraction to buyers if they have to pay the full price for the deposits - they might just as well purchase in the normal way. But perhaps I haven't fully understood it yet! Update: Thinking a bit more about it, I guess most people will be selling their deposits at a discount in order to attract buyers. So say member A has $6000 in deposits and offers it for sale at an attractive $4000. Member B agrees to pay the $4000 and will receive the full $6000 deposit into his account. However A does not receive the full $4000. He will receive it less 20% ($800), so he gets $3200 and $800 goes to GNI to aid their cash flow. That's how I think it will work, and no doubt there will be a bit of bartering over the discounted price. I think this can work, but it may not be as beneficial to GNI as they think. For example, I am currently re-investing 50% of my monthly cashout and requesting a withdraw for the rest. It would pay me to withdraw the lot and then use 50% of that withdrawn money to purchase deposits at a discount. However, there is a snag with this, and that's the current delay on withdrawals means it will all take rather a long time. But food for thought! Contents: Sqip Messenger about to launch - it's free and you can earn an excellent residual income! Reminder on Aballong arbs program - closes it's doors tonight! Sqip Messenger about to launch - it's free and you can earn an excellent residual income! Many
of you signed up for Sqip last year at the initial pre-launch and
received equity PEPs, well they are about to launch the vehicle that will hopefully make those PEPs worth a lot more than their present value! The new vehicle is called Sqip Messenger and it opens up a whole new world on how you work and play online for free and at the same time you can earn RESIDUAL INCOME Get all the details here: http://www.sqipcom.com/?ref=orchard
Now imagine 100,000 users
opening Messenger only 3 times a day with you earning 5 cents every time! There is no purchase or qualification
required. Details here: http://www.sqipcom.com/?ref=orchard By the way you can still purchase Equity shares or PEPs in Sqip for 500 euro for 500 PEPs, with an added 50 free bonus PEPs. But
there is no necessity to have any PEPs at all, however I now have over
2500 PEPs and the projected earnings on these for 2010 alone is over
one million euro, but that, of course, is totally dependent on Sqip Messenger
really taking off, so lets tell people about it! That's the way it will explode! My Stats: Joined: 02/03/09; Funded: $30; Account now: 2,589 PEPS; downline (16,465): $2572; Withdrawn: $2772; Profit: $2742 Aballong arbs program - closes it's doors tonight! As I said in yesterday's blog, this family run program is closing it's doors to new members, tonight at 0.01 GMT. (7.01 p.m. Friday 26th Feb EST) You must also fund tonight to be considered active and stayin the program. Aballong is limiting it's membership to 250 active members and they are very close now. It is one of the few arbitration betting sites that is probably doing actual arbs and shows the arbs on the site - most of the other arbs programs are HYIP ponzi programs. There's good reviews of Aballong here and here. You can join at http://www.aballong.com/?ref=474 It is best to use a gmail address for sign-up as they send a verification e-mail immediately. You can fund your account with AlertPay, Liberty Reserve, STP, Perfect Money, Global Digital pay, bank transfer or credit card, but note that the last two methods need verification of account and you must fund your account within 72 hours and certainly before Saturday morning at 0.01 GMT. The minimum funding is just $10 and the maximum is $10,000. Returns are not fixed but based on exactly what their arbs return each day. This is usually between 0.8% and 2% a day. The members receive 85% of Aballongs gross profit %. Here's what they say.
Contents: Heads up on Aballong arbs program - closes doors very soon! More on PTVPartner - excellent review in HYIPNews. NanoMoney hit by massive DDOS attack - site has now recovered. Heads up on Aballong arbs program - closes doors very soon! This fairly new family run program is closing it's doors to new members, on Saturday morning at 0.01 GMT. It is limiting it's membership to 250 active members and they are very close now. It is one of the few arbitration betting sites that is probably doing actual arbs and shows the arbs on the site - most of the other arbs programs are HYIP ponzi programs. There's good reviews of Aballong here and here. You can join at http://www.aballong.com/?ref=474 It is best to use a gmail address for sign-up as they send a verification e-mail immediately. You can fund your account with AlertPay, Liberty Reserve, STP, Perfect Money, Global Digital pay, bank transfer or credit card, but note that the last two methods need verification of account and you must fund your account within 72 hours and certainly before Saturday morning at 0.01 GMT. The minimum funding is just $10 and the maximum is $10,000. Returns are not fixed but based on exactly what their arbs return each day. This is usually between 0.8% and 2% a day. The members receive 85% of Aballongs gross profit %. Here's what they say.
More on PTVPartner - excellent review in HYIPNews. It's well worth reading this review of PTVPartners in HYIPNews: PTV Review. PTV
Partner is now an established HYIP that has been paying handsomely for
about a year now and has earned an excellent reputation so far. It's A REAL, private placement funding, venture capitalization participation opportunity!...And your principal Is guaranteed! Top yields are 90% over 40 days. It offers four different investment plans: Introductory - a yield of 10% after 10 days ($10 to $250). Advantage - a yield of 25% after 20 days ($50 to $500). Leverage - a yield of 45% after 30 days ($100 to $2000). Prestige - a yield of 90% after 40 days ($200 to $10,000). It
is totally passive, and easy to start. I was attracted to the Prestige
plan and put $500 in on the 21st November last year. I received $450
profit on the 1st January this year, plus my seed money back. I
withdrew the seed money and re-invested the $450 profit in the Prestige
plan. So I was in clear profit after 40 days with an ongoing
investment of $450 - an excellent start, I am now in the can't lose
situation. Liberty Reserve, Strictpay, Perfect Money or GlobalDigitalPay My Stats: Joined: 11/21/09; Initial funding: $500; Account now: $1280; Downline (118): $1025; Withdrawn: $1209; Profit: $1989 NanoMoney hit by massive DDOS attack - site has now recovered. NanoMoney the long lasting HYIP based on Nano Technology investments reported yesterday that they were being targeted by a massiveDDOS attack: The site is currently under enormous DDOS attack. You may expect long time of page loading or some system faults. In fact we face that type of attacks for the first time ever. But please be patient as we are working hard to find a solution. The attack we faced is so difficult that not many of the DDOS protectors we turned to (including the one we use) are helpless. But still the site is working and we handle all the payments in timely manner. This attack would not affect your investments and you would not loose a penny because of it. We want to apologies for any troubles the work of our site may cause you but you have to understand that it is in our favor to fix everything as soon as possible. Be sure that we will continue our work despite of any obstacles would appear on our way. NanoMoney today report that the attack has been overcome: The site is back to normal life! Although you have to be patient for one more or two days until we would fix and reorganize our servers and system. During that time some payment delay may be possible. We do sincerely apologize for any possible delays but hope for your understand. Everybody there knows that it would be our fifth year in a row that we never missed a single payment. As well you all know well that we faced a massive attack on our site. Some of you even proposed us to close a member section or even a sight for a while. We did not follow these ideas but we need time to make everything work and look the way it was before. So I do hope that all you understand that and would show us your trust and patience one more time. We would try to fix it as soon as possible. Details on NanoMoney are given on the HYIP page. Contents: More on DNA - a lot of forum talk, but some caution needed at this stage. Genius Funds response to Canadian problem - mainly a local issue. More on DNA - a lot of forum talk, but some caution needed at this stage. The pro's and con's of DNA, Data Network Affiliates have been well and truly covered in the various forums. Who's right on this? - at this stage it's hard to tell, but it's certainly best to be cautious and keep an eye out for developments. The scam forums have been full of reporting that various shady characters have been associated with the formation of DNA, and this has been rigorously denied by DNA. But there are one or two things about their plan that I'm not comfortable with. The main thrust of DNA is MLM and I'm not a big fan of MLM. It also looks to me like the free entry into the 'earning by submitting license plate numbers thing' may be being used as a classic 'bait and switch' technique. In other words get masses of people to come in for free (the bait), then make the free bit less attractive to encourage them to upgrade (the switch). I may be wrong here, but I get the impression that the free part may be limited to the first 30 days, and then things change, but we will need to see the details as and when DNA launches. Some are saying, and I tend to agree until we know a few more facts: So, just don't upgrade until we see that it is working and paying as promised, or never upgrade at all. Easy enough, right? No risk involved. I have put a special DNA page here that answers most of the questions and gives details of conference calls. Genius Funds response to Canadian problem - mainly a local issue. Some of you may have seen reports in some of the forums that British Columbia Securities Commission is investigating Genius Funds as some members had been advertising it in the local papers there. Take a look at http://www.bcsc.bc.ca/Search/Results.asp?s=genius%20fund Since Genius is based in Cyprus I doubt if British Columbia can effect the program other than maybe stopping British Columbian residents from referring the program to it's citizens. Genius Funds take on the development is as follows: Concerning the Canadian story, the BC securities commission is pushing for a hearing due to a few affiliates in the province that were soliciting investors from that province in violation of investment act. Our counsel will be at the hearing and I believe the order will be lifted. We operate in 120 countries around the world. You have to understand that it is hard to us to follow rules of every jurisdiction including provinces. We did not actively solicit investors from BC, neither have we advertised in BC. If the order won't be lifted, we will have to stop serving investors from that province. Existing investors will not be affected by this. If you are not from that region there is nothing you have to worry about. I gather the hearing will be this Thursday, 25th Feb, so we will probably know more after that date, but I believe this to be a local matter and should not affect the program outside of the province of British Columbia. Contents: The Ultimate High Yield Asset - an excellent write up on my current top program! The Ultimate High Yield Asset - an excellent write up on my current top program! If you haven't joined this program yet, have a read of this inspred write-up 'borrowed' from 'MyCashForums' on my special page 'The Ultimate High Yield Asset'. Then join! If you have already joined, why not send it to your contacts! Contents: DNA program latest - growing fast, but some caution may be needed. UPDATED PanaMoney update - Alertpay added. Plus latest news on the popular programs. DNA program latest - growing fast, but some caution may be needed. In last Friday's blog update, I reviewed the new Data Network Affiliates program (DNA), and since then a lot of you have joined as free members during it's pre-launch and DNA now has over 33,000 members. However, I have received two or three e-mails from subscribers who are urging some caution with DNA and I feel it only right that you are aware of these issues. Firstly, the idea of earning money by collecting lisense plate data is not new and another company called 'Narc Technologies' has been operating such a scheme for a while. There are reviews of it here and here. So it looks like DNA have copied the Narc approach but added the 'free membership' twist to attract people in. I guess that's OK, but one got the impression from the DNA hype that this was something new. More worryingly, however, it looks likely there may be a Phil Piccollo connection with DNA - see review Many that have joined programs in the past with a Phil Piccollo connection regard him as a 'scam artist'. MLM watchdog has come up with some 'proof' of his connection with DNA - see MLM watchdog and this is amplified here. I notice the DNA support e-mail dna.support.dna@gmail.com is the same one used by 'refereveryone.com' a failed program with a Phil Piccollo connection. I did raise a query with them recently but haven't received a reply. Anyway, I am sure this story will rumble on and no doubt DNA will rubbish the stories, but I am personally treating DNA with some caution until more facts emerge! UPDATE: DNA have responded with the following: The D.N.A. Management is Aware of many FALSE Rumors... The D.N.A. Legal Department is on top of such and is taking Legal Action... You can not become the #1 record breaking company in THE WORLD... Without people taking cheap shots at you... In the mean time keep on keeping on... Mr. Dean Blechman is in full control of the company, the domain name and the money. PanaMoney update - Alertpay added. PanaMoney have added Alertpay to their array of funding and withdrawal options: PanaMoney Technologies, Inc (www.panamoney.net) has added AlertPay as one of the funding and withdrawal options. AlertPay accounts can be funded with Visa, MasterCard and American Express. You can find details at www.alertpay.com. PanaMoney is a highly successful trading
program specializing in managed forex trading. PanaMoney do
the forex trading for you and pay you a fixed % Monday to Friday depending on which plan you elect to join. Trial: 30-49 USD for 16 trading days with 0.5% maximum daily
interest;
Reviews of the program
are very good. See Review of PanaMoney Referrals are paid 5%. Click on 'Register Account' on this site : http://www.panamoney.net/?ref=43566My Stats: Joined: 01/15/09; Initial funding: $300; Account now: $351; Downline (15): $107; Withdrawn: $0; Profit: $158 Contents: Free program taking off - and the earnings can be outstanding! Plus latest news on the popular programs. Free program taking off - and the earnings can be outstanding! This week I received several invites into a pre-launch program that's free to join, and you never have to spend anything, but you can still earn lots of money. Understandibly, in these difficult times, this program is really taking off and they have several thousand joined up already. I must admit I hesitated for a while as it all sounded far too good to be true, especially when they said to earn the money all you had to do was write down the license plate numbers of 20 cars each month, and that's it! Who are they kidding? But I did look into it and found out that you had to do a little more and fill in a simple form for the data, but it's still only the number plate and where you saw it! And yes, apparently this information is valuable to this data collection company and they will actually pay you dollars for it! I also found out from support that it is international, although it still seems to me to be very much US orientated. Here's a typical ad for the opportunity called Data Network Affiliates (DNA) that I received: ----------------------------------------------------------------------------------------------------- 1. It's Free to join - doesn't cost you a penny. Yes, you can upgrade - but the income examples that are given - are for the Free aspect. And it's a huge amount of money! 2. You write down the license plates of 20 cars or trucks and submit it. That is only one time a month. When you go grocery shopping or through the drive in at your favorite fast food restaurant - you can complete that in less than ten minutes! 3. You can build your own network of "taggers" and have the potential to make a six figure income. And it's Free! How many people do you know who are either struggling financially, unemployed, or losing their home right now? With our current economic climate, I would bet you know at least twenty-five! Just go to my website at http://orchard.TagEveryCar.com and sign up for free. Click on 'About Us' at the top of the page and it will give you the individuals who started DNA and their backgrounds. This - the people and their backgrounds - was a deciding factor for me. The potential to make a six figure income - all for Free! What do you have to lose? Here's my link again http://orchard.TagEveryCar.com -------------------------------------------------------------------------------------------- So it really is pretty simple and for anyone that wants to earn good money quickly, it could be a godsend! Apparently the full launch is due to start any time between the 16th Feb and the end of the month, so get in now and let your friends and contacts know - the more you have beneath you, the more you earn! I have put a special DNA page here that answers most of the questions and gives details of conference calls. Contents: 'Last chance to get in' program - has gone completely private. Strategy for PTV Partners - how to hold on to your 90% profits! GNI cashout update - withdrawals beginning to arrive. Plus latest news on the popular programs. 'Last chance to get in' program - has gone completely private. Those of you who joined the program that had a 'last chance to join' 24-hour window last weekend will know that it more than met it's target and has now gone completely private. You should have received an update last night giving you the details and where you will be able to find future updates. If any of you that managed to join but have not received the update please let me know. In accordance with the admin's wishes I have removed details of the program from this site, as they wish to keep it completely private. Strategy for PTV Partners - how to hold on to your 90% profits. At the beginning of the year I introduced PTV Partners to this blog and over a 100 of you joined up, many of you going for the 90% return after 40 days Prestige plan. Full details on my HYIP page. Well now as it's about 40 days later, I am getting a few queries on the strategy to adopt with this plan. Should I compound or should I withdraw some? Well, of course, it's completely your choice, but for me, there's only one option: withdraw your seed money at the very first opportunity! Don't lose sight of the fact that this a very high rate of return and such returns invariably carry a high risk. Those who continue to compound continuously invariably lose in HYIPs. That's why admin's tend to encourage it! Say you started with the bare minimum of $200 in the 90% plan. After 40 days you will receive $380 in your account, which includes the return of your principle $200, A reasonable compromise in this case, would be to withdraw all your profit of $180 and re-invest your original principle. That way you are not quite into overall profit, but you have limited your risk to just $20 for the next 40 days. But if, like me, you put in more that the $200 minimum, get all your seed money out, and next time round re-invest say 70% and withdraw 30%. That way your amount invested continues to grow and your withdrawn profit also continues to grow. A win-win situation! Here's the deal on PTV Partners It's A REAL, private placement funding, venture capitalization participation opportunity!...And your principal Is guaranteed! Top yields are 90% over 40 days. It offers four different investment plans: Introductory - a yield of 10% after 10 days ($10 to $250). Advantage - a yield of 25% after 20 days ($50 to $500). Leverage - a yield of 45% after 30 days ($100 to $2000). Prestige - a yield of 90% after 40 days ($200 to $10,000). It is totally passive,
and easy to start. I was attracted to the Prestige plan and put $500 in on the
21st November last year. I received $450 profit on the 1st January this year,
plus my seed money back. I withdrew the seed money and re-invested the $450
profit in the Prestige plan. So I was in clear profit after 40 days with an
ongoing investment of $450 - an excellent start, I am now in the can't lose
situation. Liberty Reserve,
Strictpay, Perfect Money or
GlobalDigitalPay My Stats: Joined: 11/21/09; Initial funding: $500; Account now: $1280; Downline (109): $961; Withdrawn: $1145; Profit: $1925 GNI cashout update - withdrawals beginning to arrive. Those who made a cashout from GNI between 1st and 7th of Feb are beginning to see the withdrawals arrive in their e-currency accounts in the random fashion expected. So the first phase of the recovery plan appears to be working OK. Details of the recovery plan are given in GNI Program changes. Contents: GNI cashout availability - reminder on cashout request. Plus latest news on the popular programs. GNI cashout availability - reminder on cashout request. Another reminder that Gold Nugget Invest is allowing it's members to cash out between 1st and 7th of each month, so you need to get your request in before the close of day tomorrow. More details in Thusday's update below. Contents: GNI cashout availability - request needed by weekend and a correction to previos update. Plus latest news on the popular programs. GNI cashout availability - request needed by weekend and a correction to previos update. A reminder that Gold Nugget Invest is allowing it's members to cash out between 1st and 7th of each month, so you need to get your request in before the end of this weekend. Hopefully most of you in GNI will have something in your account balance to cash out. It should include interest at the weekly rate 6% (or 7%) up until 15th January plus any commission earnings you are due. What it will not include is any interest payout from the new monthly (16% to 20%) recovery plan. The first payout for that will be 1st to 7th March and will cover the interst from 16th January to 15th February and it will also include a fourteeenth of your principle. Note that your cash-out will not be paid immediately, but from 8th Feb to 28th Feb in a random fashion. There is a lot more information on this by clicking 'News and updates' in your back-office and by going to the GNI forum at http://www.gniforum.com/ If you have any queries on what you currently see in your GNI current balance, raise them with Robert himself on the special thread in the forum. These all get answered. Most members will be wondering whether they should be feeding back some of their balance into more monthly positions. This, of course, is totally your decision. I have thought hard on this, and for me, I think I will certainly feed back 50% of the new monthly payout (March 1st onwards) to gradually increase the value of my positions by about 8% a month. That way I will be receiving an increasing payout each month and when the 14 months period is up and my current principle disappears (matures), I will still have a bit more than that in new positions purchased over the 14 month period. Without putting anything back our principles will just all disappear in 14 months with a disastrous effect on the program! I think 50% re-purchase is a good compromise that most members should be happy with, increasing their payouts and certainly assisting Robert's recovery plan! But the choice is yours. Note the above has been corrected from my previous blog update as I had assumed erroneously that a fourteenth of our principle would disappear each month, when in fact all of our principle (that which has just been transferred to the monthly plan) will remain there until the positions have 'matured' at the 14 months stage. Thanks to one of my subscribers for pointing this out. Contents: GNI cashouts available - request yours this week. (Corrected 2nd Feb 10) Plus latest news on the popular programs. GNI cashouts available - request yours this week. (Corrected 2nd Feb 10) A reminder that GNI is allowing it's members to cash out between 1st and 7th of each month. Hopefully most of you in GNI will have something in your account balance to cash out. It should include interest at the weekly rate 6% (or 7%) up until 15th January plus any commission earnings you are due. What it will not include is any interest payout from the new monthly (16% to 20%) recovery plan. The first payout for that will be 1st to 7th March and will cover the interst from 16th January to 15th February and it will also include a fourteeenth of your principle. Note that your cash-out will not be paid immediately, but from 8th Feb to 28th Feb in a random fashion. There is a lot more information on this by clicking 'News and updates' in your back-office and by going to the GNI forum at http://www.gniforum.com/ If you have any queries on what you currently see in your GNI current balance, raise them with Robert hiself on the special thread in the forum. These all get answered. Most members will be wondering whether they should be feeding back some of their balance into more monthly positions. This, of course, is totally your decision. I have thought hard on this, and for me, I think I will certainly feed back 50% of the new monthly payout (March 1st onwards) to gradually increase the value of my positions by about 8% a month. That way I will be receiving an increasing payout each month and when the the 14 months period is up and my current principle disappears, I will still have a bit more than that in new positions purchased over the 14 month period. Without putting anything back our principles will just all disappear in 14 months with a disastrous effect on the program! I think 50% re-purchase is a good compromise that most members should be happy with, increasing their payouts and certainly assisting Robert's recovery plan! But the choice is yours. Note the above has been corrected as I had assumed erroneously that a fourteenth of our principle would disappear each month, when in fact all of our principle (that which has just been transferred to the monthly plan) will there until the positions have 'matured' at the 14 months stage! Do you like this website? Tell your friends about it! | |||
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