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High Yield Programs

These are programs that generally allow you to earn monthly yields ranging from a few % to over 100%.  They are geared to passive participation, but most offer referral commissions as well for active paticipants.

There are literally thousands of high yield programs advertised openly on the internet, but some are private.  It is probable that around 99% of the advertised programs are Ponzi based, relying on new money coming in to pay the existing members their yield.  There are a few that we believe are non-Ponzi, but you can never be 100% sure about this.  Ponzi-based programs often claim they have underlying income sources, but these are usually non-existant or not big enough to support much growth.

Some of the private programs are featured in the Members Area and one or two high yielding programs are to be found under Established Programs.

Below you will find a selection of the openly advertised high yield programs that are doing very well and are well supported.  Although they all claim underlying sources of income, there is no real proof and it is safest to assume that they are all Ponzi in nature, which means they can fold at any time.  In general any program that offers more than 30% yield a month is almost certainly ponzi or partially ponzi.



WBWSO                                    Updated 08/14/10                   Category 1

This is an interesting HYIP that has been that has been around for well over a year now.  It is soundly based on a real business of buying, impoving and selling websites, and is well respected. 


The name WBWSO stands for 'Web Builder Web Site Owner' and has a bricks and mortar base in Cardif, Wales, UK - see https://www.ukdata.com/company-credit-reports/WBWSO-LTD.html


There is a good review of the program here and the details are outlined by my sponsor here.

The site offers a number of investment opportunities, typically 0.63% a day compounding, or 3.2% a week compounding.


It is completely passive, and the compounding % can be adjusted at any time.  This feature is quite powerful so that you can soon double your money at 100% compounding and then lower the % to say 80% to receive an onging income.


The payment processors are....

Liberty Reserve, Perfect Money, AlertPay or C-gold.


To join go to: http://www.wbwso.com/?ref=orchard

My Stats: Joined: 12/19/09; Initial funding: $200; Account now: $1176; Downline (127): $308; Withdrawn: $191; Profit: $1167



Cherry Shares                                    Updated 08/14/10                   Category 2


This continues to be a popular and well respected HYIP that has been around for over two years and is designed for the long term. 


There is a good review of the program including an explanation of how they make their money, but rather out of date here


The rates of return have improved since then - so here is the latest information:


Cherry Shares offer four investment plans: short-term, daily, medium-term and long-term


Short-term – allows you to invest funds with possibility of weekly interest withdrawal. Usually we advise our new clients to start with this investment plan, since it lets people to check personally on how our project operates.  

1. Interest is available for withdrawal anytime

2. ROI* 5.8% weekly

3. 50 percent of the short-term balance available for withdrawal after 2-week pay periods**

4. 100 percent of the short-term balance available for withdrawal after 3-week pay periods**


Daily – Allows you to invest funds with possibility of daily interest withdrawal. For clients with sufficient funds and those with medium amounts of liquidity.

1. Interest is available for withdrawal anytime

2. ROI* 1.1% daily

3. Investment horizon is 315 calendar days (45 weeks), begins when an initial deposit is made

4. Balance of the daily plan will be available for withdrawal at the investment horizon's end

5. Compounding

6. ‘Compounding Cap’ is 50,000,000.00 USD/EUR


Medium-term – this plan is in demand among investors who want to earn as much as possible in the shortest amount of time. It is extremely popular among investors who need to pay back debts or cover any mortgages or credits.

1. Interest is available for withdrawal anytime

2. ROI* 8.7% weekly

3. Investment horizon is 50-week pay periods, begins when an initial deposit is made

4. Balance of the medium-term plan will be available for withdrawal at the investment horizon's end

5. Compounding****


Long-term – Any serious investor has to think in global terms! You will be able to make a huge profit and provide well for the rest of your life. We used to offer this plan only for a limited number of people, but recently it became incredibly popular because of financial crisis. Probably soon we will have to quit accepting funds from our new users, keeping it only to those who invest with us for a long time.

1. ROI* 9.9% weekly COMPOUNDED***

2. Investment horizon is 75-week pay periods, begins when an initial deposit is made

3. Balance of the long-term plan will be available for withdrawal at the investment horizon's end

4. ‘Compounding Cap’ is 50,000,000.00 USD/EUR


The payment processors are:  Liberty Reserve, Perfect Money, Alert Pay and bank wire.  Minium funding is $50.


To join go to: http://www.cherryshares.com/?go=270840

My Stats: Joined: 27/06/10; Initial funding: $200; Account now: $250; Downline (58): $177; Withdrawn: $230; Profit: $280



Funds-O-Matic                                    Updated 08/31/10                   Category 2


This is a new HYIP from a well known admin who ran a very successful surfing program for one and half years.  It only collapsed when many big surfing programs failed and and confidence waned rapidly.  However the admin ensured that everybody who was not in profit received a refund.


There's an excellent review of this program here.


The Daily Plan offers between 0.8% and 1.8% daily for 200 days.


The Weekly Plan offers between 7% and 14% weekly for 26 weeks.

The payment processors are:  Liberty Reserve, Perfect Money, Alert Pay, Strict pay and GDP.  Minium funding is $5.


To join go to : http://www.funds-o-matic.com/?ref=130

My Stats: Joined: 29/06/10; Initial funding: $200; Account now: $201; Downline (44): $110; Withdrawn: $220; Profit: $221