Reverse Pension Plans - International Passive Income

Reverse Pension Plans

These are programs that claim to offer a lump sum payment by allowing you to effectively mortgage a pension insurance contract.

This is very loosely based apparently on an established technique used by the rich to become even more rich.

The great things about these plans is the initial cost - typically a once off $50 admin cost.

The lump sum payment is usually around $50K!

There are a number of these plans around, but they don't payout until they reach their target number of contracts - this varies between 5,000 and 150,000. See note below.

So far, two or three of these plans have reached their target, and they are now completing the administration of the plans before payout.

NOTE: once the target is reached, sorting out the documentation for thousands of members can take many months to complete.

Some regard these plans as 'too good to be true', others reckon they are perfectly legal and legitimate.

Here is an explanation of how they work.

I really don't know if any will payout, but for the small outlay I personally feel it is possibly worth risking, in case one or two do actually work. But don't bank on it, none have paid out so far!!

I can vouch for the fact that those that pay immediate referral bonuses are actually paying these, but these are only a few dollars each.

Below is the current selection of available Plans.

World Pension Plus Updated 06/18/09 Category 3

This is a Reverse Pension Plan I joined September 2007, Stage 1 met it's target and now Stage 2 has met it's target. WPP is an attractive proposition, and they just re-opened to new members to top the number of policies up :

*Purchase Multiple Policies (Currently if you purchase 5 policies or more you get 2 for the price of 1)
*One time application fee of just $55 per policy Liberty Reserve or V-Money.
*Payout of $80,000 to all applicants that meet simple ID criteria
*Payout made to the bank account of your choice
*Commission payment of $4000 per referral on completion.
*Instant Commission of $130 for 10 1st level referrals paid direct to e-currency account.
*Instant extra $1000 Cash Bonus for each 1000 referrals.
*Full members Control Panel with all marketing and referral tracking built in including Banner System.
*Includes Bonus of $1000 worth of Business and Internet Development Software and Templates, Free!!
*Current target 64,000 policies with just 1,334 plicies left!.

http://www.worldpensionplus.com/affiliates/jrox.php?id=1557_4

My Stats: Joined: 09/04/07; Funded: $55; Account now: $0; Downline (326): $813; Withdrawn: $813; Profit: $758 plus $710,000 potential

Excel Prestige International Updated 06/18/09 Category 3

Yet another Reverse Pension Plan that is gaining in popularity. It has a lot going for it with a staged target and a good website:

One-time membership fee of $40. USD Alert Pay

$70,000 pay out at program completion

Offshore bank accounts and ATM cards

Instant referral bonuses up to $18,555

$2,000. bonus per referral at pay out

Batch pay out every 25,000 policies. Currently 10,325 policies. During June, buy2 get 2 free.

You qualify if you're between 18 and 75 years

Maximum number of participants: 100,000

http://excelprestige.net/?ref=3884

My Stats: Joined: 04/06/08; Funded: $40; Account now: $0; Downline (71): $98; Withdrawn: $12; Profit: $12 plus $69,960 potential

Global Pension Plan Updated 06/18/09 Category 3

The Global Pension Plan is based on mortgaging a pension insurance contract and is similar to property mortgaging when using the property itself as a collateral. The policy is a legally binding agreement given by a reputable insurance company. This is an established technique used by the rich to become even more rich!

It now costs a one time 20 Euro, with additional policies coating just 10 Euro.

Amazingly you stand to receive 55,000 Euro with no extra costs involved (if you are under 27 when the papers get signed, you now get 110,000 Euro!) . You receive 2000 Euro for each person that you introduce! But only after the 100,000 target is reached. There's also a message board.

They have now reached their 100,000 target for members. However the number of valid documents received from members is yet to reach that number, so the door will be opened for a short period to attract new members. Closes 30th June 2009.

You can sign up at : http://www.globalpp.tv/?id=gillben

The current cost is 20 Euro ($25.80) in C-Gold or Liberty Reserve. 10 Euro ($12.90) for additional policies.

No more policies can be purchased after 30th June 2009. It will then take some time to arrange the payout.

My Stats: Joined: 02/10/06; Funded: $35; Account now: $0; Referrals (494): Eu:5,502,000 (potential); Withdrawn: $0; Profit: Eu5,480,000 (potential)

Imperia Invest Updated 06/18/09 Category 3

Imperia Invest is not strictly a Reverse Pension Plan, but a traded endowment policy (TEP) program.

The web site is at:

https://www.imperiainvest.net/memberarea/?ref=orchard

The cost is $50 and is payable by Liberty Reserve E-currency.

$50 becomes $134K after 6 months once 10,000 contracts/policies are purchased by qualified (not over age 65) members.

FIRST, make a $50 spend/transfer into your Imperia Account (known as a Depot Account) AFTER you register and then Purchase the Contract (if you are eligible, that is, not older than 65 years of age). Otherwise, just do the first step and deposit into the Depot only and then Refer others if you are over the age of 65 for the referral bonus.

HERE are the FULL Details:

Traded Endowment Policies (TEP)

A One Time $50 USD could get you as much as $134,000 USD

Short Resume of the TEP:
You spend a processing fee of $50.USD
Approximately 3-4 business days from the time you have signed
up, your personal TEP account will be credited with 80,000 USD
by IMPERIA Invest IBC.

Your $80,000.00 is invested for a period of 6 months, @
1.2% compounding 100% daily on trading days = about
$134,000 USD paid out to you upon completion of the 6
month term. (click on “PROCESS” on their website for complete
info on the payout process).

After completion of all 10,000 TEP policies and maturing time
of 6 months for all of the policies, you will receive an agreement
from a trustee. This trustee agreement is your guarantee for the
payout of the yields to you.

There are only 10,000 positions/contracts available.
Act now, this will go fast like ICC did with their 10,000
positions, The faster everyone joins the faster the
10,000 6 month terms will be completed.

You must be of ages 18 to 65. If you are older than 65,
you do not qualify for the TEP ($80,000.00) policy, but you
can sponsor others and receive excellent referral benefits
for your efforts. Referral fees will be paid out 8 levels deep.
(see details about distribution of this product on their FAQ’s).
You must spend the $50 processing fee if you want to qualify
for the referral benefits.

Payouts performed upon Maturity of projects.
(please read details on their website--they do have some spelling
mistakes, but they have made themselves clear enough for
everyone to understand IF you take the time to read it more than once).
Note: their website is in multiple languages.

They accept Liberty Reserve only.

Do you want to know more??
https://www.imperiainvest.net/memberarea/?ref=orchard

“Take the Time” to view all of their information. You must read it at least
2-3 times in order to get the facts straight. Once you have read it all,
then “Sign Up” and then follow instructions on how to make your payment.

NOTE: Imperia is having technical problems with E-Mail Providers
like AOL and Arcor. This forces them to ask you not to use these providers
anymore. Instead please use http://www.safe-mail.net or
http://www.googlemail.com

At this stage, it is probably not worth making a spend as they hope to come to a conclusion very soon, with 98% of the trust agreements received.

My Stats: Joined: 06/06/07; Funded: $50; Account now: $674,888; Referrals (131): $652,000 ; Withdrawn: $0; Profit: $1,326,838 (potential)

Global Connect Pension Plan Updated 06/18/09 Category 3

This is yet another Reverse Pension Plan I joined late in 2007. It could be just a copy cat version of Global Pension Plan, although the smaller target of 10,000 has it's attractions.

- one time fee of 40 US$ Liberty Reserve or Perfect Money

- one time pay out of 72,000 US$ for persons below 69 years

- commission program for 1 level, per person 2000 US$

- program is limited to 10,000 contracts

- payout of 72,000 US$ and all referral money directly to your personal offshore

bank account with debit card after the 10,000 membership is reached and all

needed documents sent in.

Go to: http://www.globalconnect-network.com/members/go.php?r=1055&i=l0

Latest information:

We have found also an offshore payment solution - bank account with debit card for our members now. Our Pension Plan is accepting new members again. Perfect Money added as payment option too. Current member count: just 1316 needed.

My Stats: Joined: 12/10/07; Funded: $40; Account now: $0; Referrals (53): $106,000 (potential); Withdrawn: $0; Profit: $177,960(potential)

UAE Pension Fund Updated 06/18/09 Category 3

Another Reverse Pension Plan I joined 18 months ago. So far just over 7000 contacts have been purchased.

This one does not look very promising currently!

- one time fee of 51 Euro Liberty Reserve

- one time pay out of 80,000 Euro for persons below 67 years

- commission program for 6 levels, per person 3000 Euro

- program is limited to 50,000 contracts, but payout is split into two 25,000 batches. Another 6000 needed

- scheduled completion date for the first target of 12,500 is 31st December 2009.

Go to: click here

My Stats: Joined: 09/18/07; Funded: $80; Account now: $198,000; Referrals (176): $198,000 (potential); Withdrawn: $0; Profit: $318,000(potential)

Pension World Wide Updated 02/21/09 Category 3

PWW is also based on mortgaging a pension insurance contract .

Full Details can be found here: Pension World Wide

It's a German company offering $75,000 pension insurance contracts and $3000 for anyone you bring in down 7 levels!

Total cost $50. There's also immediate referral bonuses down 2 levels.

HOWEVER, there's NEW information in the members back office.

They have overcome major problems with their insurance people and have had to change their insurance partners due to highly restrictive rules that the original partners insisted on.

Individuals are still limited to 10 contracts, but PWW can now take on up to 5000 contracts a month. The target has been reduced from 150,000 contracts total to 85,000. As they have nearly 605,000 contracts already, it should take them only about 6 months or so to reach their new target.

Contract cost is $50 Liberty Reserve and Perfect Money. Pension World Wide

My Stats: Joined: 20/12/06; Funded: $50; Account now: $3; Downline referrals (1493): $4,479,000 (potential); Withdrawn: $677; Profit: $4,479,630 (potential)

Human Capital Insurance Updated 06/18/09 Category 3

This is another combined pension/life insurance plan similar to those above.

Full Details can be found here: http://www.hci25.com/

On the sign up form, please put orchard as your 'reference'

It's a US based company offerring £42,500 (about $78,000) pension insurance contracts and £1900 (about $3500) for anyone you bring in!

Total cost $45! Currently there's also immediate referral bonuses of $10.

The target in this plan is just 27,000 beneficiaries and they hope to reach this figure quite quickly and they have only 1,800 positions left!

You need to be under the age of 69 to take part.

There is a very basic back-office on the site, and contact information is limited. The Newsletter on the the home page is the best source of latest information.

Contract cost is $45 Solid Trust Pay or Liberty Reserve http://www.hci25.com/

Currently there is a problem with the sign up form still showing E-Gold and E-Bullion as the only alternatives, so you have to choose one or other on the form, but you will actually pay in one of the above e-currencies when you get to the payment bit.

On the sign up form please put orchard as your 'reference'.

My Stats: Joined: 01/06/07; Funded: $45; Account now: $45; Downline referrals (56): $560 plus $196,000 potential; Withdrawn: $560; Profit: $515, plus $274,000 potential