These
are programs that claim to offer a lump sum payment by allowing you to
effectively mortgage a pension insurance contract.
This is very loosely based apparently on an established technique used by the rich to become even more rich.
The great things about these plans is the initial cost - typically a once off $50 admin cost.
The lump sum payment is usually around $50K!
There are a number of these plans around, but they don't payout until they reach their target number of contracts - this varies between 5,000 and 150,000. See note below.
So far, two or three of these plans have reached their target, and they are now completing the administration of the plans before payout.
NOTE: once the target is reached, sorting out the documentation for thousands of members can take many months to complete.
Some regard these plans as 'too good to be true', others reckon they are perfectly legal and legitimate.
I really don't know if any will payout, but for the small outlay, it is possibly worth risking, in case one or two do actually work.But don't bank on it, none have paid out so far, and in the present financial climate, where the movement of large amounts of funds is highly restrictive, the chances look even slimmer!!
I
can vouch for the fact that those that pay immediate referral
bonuses are actually paying these, but these are only a few dollars each.
Below is the current selection of available Plans.
This is a Reverse Pension Plan I joined September 2007, Stage 1 met it's target and now Stage 2 has met it's target. WPP is an attractive proposition, and they just re-opened to new members to top the number of policies up :
*Purchase Multiple
Policies (Currently if you purchase 5 policies or more you get 2 for the price of 1) *One time
application fee of just $55 per policy Liberty Reserve or V-Money. *Payout of $80,000 to all applicants that meet simple ID criteria *Payout made to the bank account of
your choice *Commission
payment of $4000 per referral on
completion. *Instant
Commission of $130 for 10 1st level referrals paid direct to e-currency account. *Instant extra $1000 Cash Bonus for each 1000 referrals. *Full members Control Panel with
all marketing and referral tracking built in including Banner
System. *Includes Bonus
of $1000 worth of Business and Internet
Development Software and Templates, Free!! *Current target 64,000 policies with less than 1,200 policies left!.
My Stats:Joined: 04/06/08; Funded: $40; Account now: $0; Downline (75): $98; Withdrawn: $98; Profit: $58 plus $69,960 potential
Global Pension PlanUpdated 01/11/10Category 3 The Global Pension Plan is based on mortgaging a pension insurance contract and is similar to property mortgaging when
using the property itself as a collateral. The policy is a legally binding
agreement given by a reputable insurance company. This is an established technique used by the rich to become even more rich!
Amazingly you stand to receive 55,000Euro with no extra costs involved (if you are under 27 when the papers get signed, you now get 110,000Euro!) . You receive 2000 Euro for each person that you introduce! But only after the 100,000 target is reached. There's also a message board. They have now reached their 100,000 target for members.
A limited number of additional policies can be purchased by existing members. It is hoped that this will be complete in a month or so. It will then take some time to arrange the payout.
The latest GPP forum update is 8th January 2010. GPP login is at: http://www.global-final-step.net My Stats:Joined: 02/10/06; Funded: $35; Account now: $0; Referrals (494): Eu:5,502,000 (potential); Withdrawn: $0; Profit: Eu5,622,000 (potential)
Imperia InvestUpdated 02/13/10Category 3 Imperia Invest is not strictly a Reverse Pension Plan, but a traded endowment policy (TEP) program.
The cost is $50 and is
payable by Liberty Reserve E-currency.
$50 becomes $134K
after 6 months once 10,000 contracts/policies are purchased by qualified (not
over age 65) members.
FIRST, make a $50 spend/transfer into your Imperia Account (known as a Depot Account) AFTER you register and then Purchase the Contract (if you are eligible,
that is, not older than 65 years of age). Otherwise, just do the first step and
deposit into the Depot only and then Refer others if you are over the age of 65
for the referral bonus.
New sign-ups end 22nd Feb, but recent sign-ups are not getting their funds entered into their back office and are getting no help from support, so it is best not to attempt to join at this late stage.
HERE are
the FULL Details:
Traded Endowment Policies (TEP)
A One Time $50 USD could get you as much as $134,000 USD
Short Resume of the TEP: You spend a processing fee of $50.USD Approximately 3-4 business days from the time you have signed up, your personal TEP account will be credited with 80,000 USD by IMPERIA Invest IBC.
Your $80,000.00 is invested for a period of 6 months, @ 1.2% compounding 100% daily on trading days = about $134,000 USD paid out to you upon completion of the 6 month term. (click on “PROCESS” on their website for complete info on the payout process).
After completion of all 10,000 TEP policies and maturing time of 6 months for all of the policies, you will receive an agreement from a trustee. This trustee agreement is your guarantee for the payout of the yields to you.
There are only 10,000 positions/contracts available. Act now, this will go fast like ICC did with their 10,000 positions, The faster everyone joins the faster the 10,000 6 month terms will be completed.
You must be of ages 18 to 65. If you are older than 65, you do not qualify for the TEP ($80,000.00) policy, but you can sponsor others and receive excellent referral benefits for your efforts. Referral fees will be paid out 8 levels deep. (see details about distribution of this product on their FAQ’s). You must spend the $50 processing fee if you want to qualify for the referral benefits.
Payouts performed upon Maturity of projects. (please read details on their website--they do have some spelling mistakes, but they have made themselves clear enough for everyone to understand IF you take the time to read it more than once). Note: their website is in multiple languages.
“Take the Time” to view all of their information. You must read it at least 2-3 times in order to get the facts straight. Once you have read it all, then “Sign Up” and then follow instructions on how to make your payment.
NOTE: Imperia is having technical problems with E-Mail Providers like AOL and Arcor. This forces them to ask you not to use these providers anymore. Instead please use http://www.safe-mail.net or http://www.googlemail.com
They have recently published their timetable for completion of the project in our back offices (See below).
Payouts are anticpated in May 2010.
New membership is open until 22nd Feb 2010, but see caution above.
TIMETABLE
STEP 1: until january/15/2010 we will
have the user database synchronized with the trading
accounts.
STEP 2: february/22/2010: end of the
program and no more new members allowed (there will be no sequel of that kind of
program anymore!).
STEP 3: from february/22/2010 until
february/25/2010 final adjustments of trading accounts and userdepots, trustee,
banks and assurance associations.
STEP 4: from february/25/2010 until may/01/2010 USERS can order their debit cards and bank
accounts.
STEP 5: from may/01/2010 until june/01/2010 DELIVERING of debit cards for activation and bank account online
tools.
STEP 6: june/01/2010: mass payments thru
the banking interface to debit card an bank accounts binded by the trustee
agreement.
STEP 7: july/01/2010: refunding of
missing or failed deposits of TEP fees.
STEP 8: We are facing the possibility to
have a meeting of users and management. This we are looking forward and we will
inform in due times.
Global Connect Pension PlanUpdated 01/11/10Category 3
This
is yet another Reverse Pension Plan I joined late in 2007. It could be just a copy cat version of Global Pension Plan, although the smaller target of 10,000 has it's attractions. Currently the site is under maintenance and has been for sometime. CAUTION!
- one time fee of 40 US$ Liberty Reserve or Perfect Money
- one time pay out of 72,000 US$for persons below 69 years
- commission program for 1 level, per person 2000 US$
- program is limited to 10,000 contracts
- payout of 72,000 US$ and all referral money directly to
your personal offshore
bank account with debit card after the 10,000
membership is reached and all
Agreements are sent to our trust partner
for processing. All paper work should be finished in about 2 months. We will
keep you informed as to the progress of the verification of the agreements.
Please, be patient!
Admin
New update expected soon. Site under maintenance currently.
There are "only" about 1.500 policies left (new
or additional ones) till the 30th of November 2009. Once these will be reached,
the payout will start immediately for ALL members who already have sent their
documents. Once this limit should NOT be reached, there is only the month of
December to get ALL 50.000 policies. So there is only a realistic chance for the
case that till the end of November these missing 1.500 policies will be paid,
because when the members will get and see the payout meaning that the program
really works, there should be absolutely no problem to reach the final goal of
missing 25.000 policies during only one month (December).
For the case that we should not reach this first
goal, we have to wait till the 31st of December 2009 to start the guaranteed
payback rigth from the first of January 2010.
So it is all about nearly 1.500
policies!!!
Note that there is a temporary site only available. UAE's Liberty Reserve account is U7310324 . make sure that UAE Ltd comes up when you preview your spend. My user-name is 'orchard'. My Stats:Joined: 09/18/07; Funded: $80; Account now: $198,000; Referrals (176): $198,000 (potential); Withdrawn: $0; Profit: $318,000(potential)
Pension World WideUpdated 01/11/10Category 3 PWW is also based on mortgaging a pension insurance contract .
It's a German company offering $75,000 pension insurance contracts and $3000 for anyone you bring in down 7 levels!
Total cost $50. There's also immediate referral bonuses down 2 levels.
There's also the latest information in the members back office under 'system news'.
They have overcome major problems with their insurance people and have had to change their insurance partners due to highly restrictive rules that the original partners insisted on.
Individuals are still limited to 10 contracts, but PWW can now take on up to 5000 contracts a month. The target has been reduced from 150,000 contracts total to 85,000. As they have nearly 65,000 contracts already, it should take them only about 6 months or so to reach their new target.
Contract cost is $50 Liberty Reserve and Perfect Money. Pension World Wide My Stats:Joined: 20/12/06; Funded: $50; Account now: $3; Downline referrals (1493): $4,479,000 (potential); Withdrawn: $677; Profit: $4,479,630 (potential)
Human Capital InsuranceUpdated 01/15/10 Category 3 This is another combined pension/life insurance plan similar to those above.
On the sign up form, please put orchard as your 'reference'
It's a US based company offerring £42,500 (about $78,000) pension insurance contracts and £1900 (about $3500) for anyone you bring in!
Total cost $45! Currently there's also immediate referral bonuses of $10.
The target in this plan is just 27,000 beneficiaries and they hope to reach this figure quite quickly and they have only 400 positions left!
You need to be under the age of 69 to take part.
There is a very basic back-office on the site, and contact information is limited. The Newsletter on the the home page is the best source of latest information.
Contract cost is $45 C-Gold or Liberty Reserve http://www.hci25.com/ On the sign up form please put orchard as your 'reference'.
My Stats:Joined: 01/06/07; Funded: $45; Account now: $45; Downline referrals (56): $560 plus $196,000 potential; Withdrawn: $560; Profit: $515, plus $274,000 potential